Leiden University Student Repository

Broeijer, Maartje (2019)

Innovative Microfinance: A Solution to Extreme Poverty in Ghana?

Bachelor thesis | International Studies (BA)

The intention of this thesis is to research the successfulness of microfinance initiatives (MFIs) at alleviating poverty in Ghana. The correlation between poverty alleviation and microfinance has been researched before, but all of these examinations had case-selection bias. Even though they tried to make suggestions for improvement, these suggestions did not seek for development of a fact-based risk scoring framework. Most scholars make a convincing argument that MFIs do help alleviate poverty. They are not able to provide absolute data on the level of improvement, which made it impossible to give a quantitative answer to how successful microfinance is at helping alleviate poverty. Therefore, this thesis objectively analyses the positive and negative aspects of MFIs and the possibilities to improve the functioning of MFIs by creating a framework to further alleviate poverty in Ghana.

Microfinance

Ghana

Poverty

Credit Scoring Frameworks

Finance

Author

Broeijer, Maartje

Faculty

Faculty of Humanities

Specialisation

Africa

Supervisors

Williams, Corey

ECTS Credits

15

Language

en